Alhamdulillah, the Department of Development Economics, UMY is once again able to succesfully organize for the fourth times, The International Conference on Islamic Economics and Financial Inclusion. The theme “Balancing Innovation and Sustainability in Disruptive Era” has been chosen to accomodate the updated issues that some countries are seriously concern in. On the behalf of Department, I would like to welcome and thank all participants who have come across countries, states, and continents. In addition, I personally would congratulate all the committee for their strong commitment and best efforts in ensuring the success of 4th ICIEFI 2019. This year conference is interesting and important as it attempts to accomodate and discuss the outstanding issues related to innovation and sustainability. Innovation refers to the capacity to expand beyond boundaries and across country teritories. However, it comes to the issues on whether these innovations lead to long term sustainability? The issues become more relevant by taking attention of financial technology which tends to disrupt existing sectors, particularly in economic and finance. Therefore, this conference wishes to compile various ideas which might come to generate solutions dealing with such disruption. Finally, I also extend my deep appreciation to Bank Indonesia and Lembaga Penjamin Simpanan whom have sponsored this conference. Let me end by wishing everyone for great success in the future and looking forward again in the next ICIEFI .
Wassalamu’alaikum Warahmatullah Wabarakatuh,
Assoc. Prof. Dr. Imamudin Yuliadi
Head Department of Development Economics
Faculty of Economics and Business,
Universitas Muhammadiyah Yogyakarta (UMY