Dean of Faculty of Economics and Business

Assalamu’alaikum warahmatullahi wabarakatuh

On the behalf of Faculty of Economics and Business, Universitas Muhammadiyah Yogyakarta, I wish to extent my warmest welcome, Selamat Datang, to all delegates, presenters, and participants of the 4th International Conference on Islamic Economics and Financial Inclusion (ICIEFI) 2019.

The theme of 4th ICIEFI 2019 this year is Balancing Innovation and Sustainability in Disruptive Era. The 4th ICIEFI is a conference aimed at providing a forum for sharing and promoting cutting-edge research in economics and finance. It is also a conference aimed at facilitating intense and productive networking among academicians, policy makers, practitioners, students and other related parties. This year, our conference deals with issues on innovation and sustainability in disruptive era by discovering the balance.

I hope that research findings and discussions from this conference will generate new and solutive ideas in response to the existing disruptive era.

Last but not least, I would congratulate all committee members who have sacrificed and dedicated their time for the success of this conference. Not forgotten, special thanks to sponsors, Bank Indonesia dan lembaga Penjamin Simpanan whom have been of valuable help for the success of this event.


Wassalamu’alaikum Warahmatullah Wabarakatuh,

Yours Sincerely,

Assoc. Prof. Dr. Rizal Yaya

Dean, Faculty of Economics and Business,

Universitas Muhammadiyah Yogyakarta