Alhamdulillah, all praises and gratitude are offered to Allah SWT who has created this universe and given us Mercy and Blessings until we are able to organize the 4th International Conference on Islamic Economics and Financial Inclusion (ICIEFI). Shalawat and Salam may always be deliver to our prophet Muhammad (Peace be upon him) who had brought the prophetic message with His Shari’a and guided us from the darkness to the lightness. ICIEFI is an international conference held by International Program for Islamic Economics and Finance, Department of Economics and Business, Muhammadiyah University of Yogyakarta and it is one of annual agendas concerning Islamic economics and finance. The theme of the 4th ICIEFI is “Balancing Innovation and Sustainability in disruptive era”. Seeing the economic conditions in this chaotic era, a forum for sharing and promoting cutting-edge research in economics is needed for Islamic economists especially who have various backgrounds to exchange bright ideas, provide innovations and solve various kinds of problems. So through ICIEFI it is expected to provide the best solution for economic problems. In addition, the 4th ICIEFI is conducted by combining with nine other international conferences in finding the best solutions for the sustainability of social and community. Finally, on behalf of the Committee, we would like to express a sincere gratitude to the keynote speakers, presenters, reviewers, committee and all parties who have contributed to the success of 4th ICIEFI FEB UMY 2019. We also apologize for any mistakes that occurred during this event, may Allah SWT bless us and make this event beneficial for all of us.
Wassalamu’alaikum Warahmatullah Wabarakatuh
Yogyakarta, July 22, 2019
Zaini Muchlis, Lc.,MIRKH
Chairman of the Committee